In this Agreement, “you” and “your” mean the person or persons signing this Agreement as Lessee/ Rental Customer. “We”,” us” and “our” refer to Lessor. “Property” refers to the Rental Property described below.

• Description of Property:

  Cash Price (not incl. tax)

  Building Information		Dimensions		Colors
  Condition	New Used	Width:		Roof:
  Style:	Off	Roof Length:		Ends:
  Serial No.:		Frame Length:		Sides:
  Gauge:		Leg Height:		Trim:

  Rental Ownership Term (Months):

  24

  36

  28

  54

  Include LDW

  Yes

  No
• Initial Payment: You must make a total Initial Payment of $ . before we will deliver the Property to you. The Initial Payment includes one monthly lease payment of $ . plus a Security Deposit of $ ., plus an LDW payment of $ (Optional), plus tax of $ .
• Term and Lease Rate: This Agreement is for one month. You can renew this Agreement for additional terms of one month by making a lease renewal payment in advance for each month that you wish to lease the Property. The monthly lease rate is $ , plus tax of $, plus optional LDW fee of $, for a total monthly lease payment of $ .
• Total Lease Purchase Cost: If you lease the Property for months in a row, you will obtain ownership of the property. You will have paid $ month), not including taxes or fees.( months times $per
• Early Purchase Option (EPO): If you are current, you can buy the Property at any time. Your EPO price will be the Cash Price less 50% of all lease payments made (not including any taxes or fees), plus tax. You must be current on all payments due to us before you can exercise this option. You will not own the Property until you make all payments necessary for ownership under this Agreement. You understand that we retain title to the Property until you obtain ownership.
• Your Liability for Loss or Damage: We Do Not Carry Insurance on the Property. You do not have to buy insurance for the Property from us or from any insurer owned or controlled by us. During this Agreement, you are responsible for the fair market value of the Property or our reasonable costs of repair on the date of loss if it is stolen, damaged, or destroyed from all causes.
  You can purchase our optional Liability Damage Waiver (LDW) to cover some of your liability. The LDW Fee is $9.95 per month. The LDW covers loss or damage due to flood, fire, wind, and other Acts of God, but it does not cover your or your family’s willful or intentional acts or omissions, your gross negligence, theft, or mysterious disappearance. To get the waiver, you must notify us of the loss within 24 hours and you must be current on all payments due to us under this Agreement.
  
  Accepted

  Declined
• Other Charges: LATE FEE: $5.00. If your monthly payment is more than 10 days late you must pay this fee. TRIP CHARGE: $45.00. If we send someone to your house to pick up a payment, you must pay this fee. NSF FEE: $30.00. If your check is returned unpaid for any reason, you must pay us this fee. If you bounce a check, you must make all payments after that with guaranteed funds. SECURITY DEPOSIT: You must pay the Security Deposit, above, as part of your Initial Payment. If you return the Property to us in satisfactory condition, fair wear and tear excepted, we will return you Security Deposit to you within 30 days less any amounts you still owe us under this Agreement. This Security Deposit is to secure your obligations under this Agreement. We may use the Deposit at our option to cover any amounts you owe us or for any breach by you. If we use these funds, you must restore the Deposit to its original amount within 10 days of our demand to do so.
• Termination: If you fail to make two lease renewal payments in a row, and after any notice required by law, this Agreement expires and you must return the Property to us. You can terminate this Agreement at any time by surrendering the Property to us. You must return the Property and pay us all amounts you owe under this Agreement through the date of return. We can terminate this Agreement if you fail to keep any of its terms, all of which are material. We will give you 5 days advance notice of the date of pick up, and you agree remove all of your belongings from the Property before pick up. You will remain liable to any past due amounts after we pick up the Property.
• Reinstatement: If you fail to make a timely leases renewal payment, this Agreement expires. You can reinstate it without losing any rights or option previously acquired by paying all amounts due or by returning the Property to us within 7 days after the renewal date. If you return the property to us within that time, you will have 90 days from the date of return to reinstate by paying all lease renewal payments and other charges that are due. If you reinstate, we will provide you with the same Property or similar Property of comparable quality and condition.
• Reimbursement of Costs: If this Agreement terminates and you fail to return the Property or if you breach any other term in this Agreement, and after we give you any notice required by law, you will be liable for our costs of repossessing our Property and our damages, which may include our court costs and attorney’s fees if incurred and if allowed by law.
• Use of the Property: You must not permit the Property to be altered by constructing shelves, adding equipment or accessories, placing any signs on it, or otherwise. You must not allow the Property to be affixed to any real estate in such a manner that it cannot be removed without damage. You must not allow the Property to be used for any unlawful purpose or for housing any animal(s). You cannot live or allow anyone else to live in the Property. You must allow us access to the Property at all reasonable times.
• Installation and Removal of Property: We will install the Property at the location you designate. We will not be responsible to any damage to your yard or other property due to our installation or removal of the Property.
• Title, Maintenance, and Warranty: We retain title and ownership of the Property until you buy it or acquire ownership as provided in this Agreement. You must keep the Property at the address listed above. You must maintain the Property in workable order and usable condition, fair wear and tear excepted during this Agreement. If you obtain ownership of the Property, we will transfer any manufacturer’s warranty to you that is still in effect if permitted by the terms of the warranty.
• Assignment: You have no right to assign, transfer, pledge, encumber, pawn, sell, or sublease the Property or your rights under this Agreement without our prior written consent. We can sell, transfer, or assign this Agreement without notice to you.
• Location, Easement, and Contents of Property: You agree to keep the Property in your possession at the address listed above. If you move the Property without getting our prior written consent, it is a breach of this Agreement. If you get our consent to move the Property, you must pay all costs related to the move. You grant us a temporary easement to enter your premises for deliver and pick up the Property. We will use reasonable care not to damage your real or personal property when delivering or picking up the Property. However, if any damage does occur, you waive any claim for reimbursement for any damages. You acknowledge that granting us the easement and waiver are material terms in this Agreement.
  We are not in the warehouse business, and we do not have any custody, possession or control of the contents of the Property. We do not provide any protection whatsoever to those contents. We will not be liable to you or anyone else due to the loss, damage, or destruction of any of the contents of the Property.
  If this Agreement terminates for any reason, you agree to remove all contents from the Property before we pick it up or it is returned to us. If you do not remove those contents, and we take possession of the Property, you agree that we can dispose of those contents as we see fit with no liability to us.
• Insurance, Condition of Property and Inspection: You must maintain liability and hazard insurance on the Property during this Agreement. You agree that you have examined the Property, know its condition, and agree to rent it, “as is.” We make no representation or promises of any kind about the condition, quality, suitability or fitness for a particular purpose for the Property. To the extent permitted by law, we disclaim any Implied Warranty of merchantability or Fitness for a Particular Purpose. You agree that we have the right to inspect the Property at all reasonable times.
• Installation and Removal of Property: We will install the Property at the location you designate. We will not be responsible to any damage to your yard or other property due to our installation or removal of the Property.
• Signature: By signing this Agreement, you agree (1) that you have read and understand this Agreement and that you received a signed copy of it; that you have been given a signed copy of this Agreement with the blanks filled in; that we have the right to assign this Agreement to someone else and that you will have to make payments to that person if we do so.
• Arbitration: ARBITRATION AND WAIVER OF JURY TRIAL. PLEASE READ THIS PROVISION OF THE AGREEMENT CAREFULLY. UNLESS YOU EXERCISE YOUR RIGHT TO OPT- OUT OF ARBITRATION IN THE MANNER DESCRIBED BELOW, YOU AGREE THAT ANY DISPUTE WILL BE RESOLVED BY BINDING ARBITRATION. ARBITRATION REPLACES THE RIGHT TO GO TO COURT, INCLUDING THE RIGHT TO HAVE A JURY TRIAL, TO ENGAGE IN DISCOVERY (EXCEPT AS MAY BE PROVIDED FOR IN THE ARBITRATION RULES), AND TO PARTICIPATE AS A REPRESENTATIVE OR MEMBER OF ANY CLASS OF CLAIMANTS OR IN ANY CONSOLIDATED ARBITRATION PROCEEDING OR AS A PRIVATE ATTORNEY GENERAL. OTHER RIGHTS THAT YOU WOULD HAVE IF YOU WENT TO COURT MAY ALSO BE UNAVAILABLE IN ARBITRATION.
  
  Agreement to Arbitrate. You and we (defined below) agree that any Dispute (defined below) will be resolved by Arbitration. This agreement to arbitrate is governed by the Federal Arbitration Act, 9 U.S.C. § 1 et seq., and the substantive law of the State of where you live (without applying its choice-of-law rules). Nothing in this arbitration agreement is intended to prevent either of us from filing a lawsuit in an appropriate small claims court for an amount that does not exceed the court’s jurisdictional limits. If counterclaims or other motions would cause the lawsuit to be removed from small claims court to another court, the dispute must be resolved by arbitration.
  
  What Arbitration Is. “Arbitration” is a means of having an independent third party resolve a Dispute. A “Dispute” is any claim or controversy of any kind between you and us. The term Dispute is to be given its broadest possible meaning and includes, without limitation, all claims or demands (whether past, present, or future, including events that occurred prior to origination of your Rental-Purchase Agreement (“Agreement”) and whether or not an Agreement is provided to you, based on any legal or equitable theory (contract, tort, or otherwise) and regardless of the type of relief sought (i.e., money, injunctive relief, or declaratory relief). A Dispute includes, by way of example and without limitation, any claim based upon a federal or state constitution, statute, ordinance, regulation, or common law, and any issue concerning the validity, enforceability, or scope of this arbitration agreement.
  
  For purposes of this arbitration agreement, the terms “you” and “your” include any co-signer, co- obligor, or guarantor and also your heirs, guardian, personal representative, or trustee in bankruptcy. The terms “we,” “our,” and “us” mean Lessor and include Lessor’s employees, officers, directors, members, managers, attorneys, affiliated companies, predecessors, and assigns, as well as Lessor’s marketing, servicing, and collection representatives and agents.
  
  How Arbitration Works. If a Dispute arises, the party asserting the claim or demand must initiate arbitration, provided you or we may first try to resolve the matter informally or through customary business methods, including collection activity. The party filing an arbitration must choose either of the following arbitration firms for initiating and pursuing an arbitration: the American Arbitration Association (“AAA”) or JAMS, The Resolution Experts (“JAMS”). If the parties mutually agree, a
  
  private party, such as a retired judge, may serve as the arbitrator. If you claim you have a Dispute with us, but do not initiate an arbitration or select an arbitrator, we may do so. You may obtain copies of the current rules of each of the arbitration firms and forms and instructions for initiating an arbitration by contacting them as follows:
  
  
  American Arbitration Association
  120 Broadway, 21st Floor
  New York, NY 10271 Web site: www.adr.org
  Telephone (800) 778-7879

  JAMS, The Resolution Experts
  18881 Von Karman Ave., Suite 350
  Irvine, CA 92612
  Web site: www.jamsadr.com
  Telephone (949) 224-1810 or (800) 352-5267
  The policies and procedures of the selected arbitration firm will apply provided such policies and procedures are consistent with this arbitration agreement. To the extent the arbitration firm’s rules or procedures are different than the terms of this arbitration agreement, the terms of this arbitration agreement will apply.
  
  What Arbitration Costs. No matter which party initiates the arbitration, we will advance or reimburse filing fees and other costs or fees of arbitration, provided each party will be initially responsible for its own attorneys’ fees and related costs. Unless prohibited by law, the arbitrator may award fees, costs, and reasonable attorneys’ fees to the party who substantially prevails in the arbitration.
  
  Location of Arbitration. Unless you and we agree to a different location, the arbitration will be conducted within 30 miles of your then current mailing address.
  
  Waiver of Rights. You are waiving your right to a jury trial, to have a court decide your Dispute, to participate in a class action lawsuit, and to certain discovery and other procedures that are available in a lawsuit. You and we agree that the arbitrator has no authority to conduct class-wide arbitration proceedings and is only authorized to resolve the individual Disputes between you and us. The validity, effect, and enforceability of this waiver of class action lawsuit and class-wide arbitration, if challenged, are to be determined solely by a court of competent jurisdiction and not by the AAA, JAMS, or an arbitrator. If such court refuses to enforce the waiver of class-wide arbitration, the Dispute will proceed in court and be decided by a judge, sitting without a jury, according to applicable court rules and procedures, and not as a class action lawsuit. The arbitrator has the ability to award all remedies available by statute, at law, or in equity to the prevailing party.
  
  Applicable Law and Review of Arbitrator’s Award. The arbitrator shall apply applicable federal and the substantive law of the state where you live and the terms of this Agreement. The arbitrator must apply the terms of this arbitration agreement, including without limitation the waiver of class-wide arbitration. The arbitrator shall make written findings and the arbitrator’s award may be filed with any court having jurisdiction. The arbitration award shall be supported by substantial evidence and must be consistent with this Agreement and with applicable law, and if it is not, it may be set aside by a court. The parties shall have, in addition to the grounds referred to in the Federal Arbitration Act for vacating, modifying, or correcting an award, the right to judicial review of (a) whether the findings of fact rendered by the arbitrator are supported by substantial evidence and (b) whether the conclusions of law are erroneous under the substantive law of the state where you live and applicable federal law. Judgment confirming an award in such a proceeding may be entered only if a court determines that the award is supported by substantial evidence and is not based on legal error under the substantive law of the state where you live and applicable federal law.
  
  Survival. This arbitration provision shall survive: (1) cancellation, payment, charge-off, or assignment of this Agreement; (2) the bankruptcy of any party; and (3) any transfer, sale, or assignment of this Agreement, or any amounts owed under this Agreement, to any other person or entity.
  
  Right to Opt-Out. If you do not wish to agree to arbitrate all Disputes in accordance with the terms and conditions of this section, you must advise us in writing at our address, above, by either hand delivery or a letter postmarked no later than thirty (30) days following the date you enter into this Agreement. You may opt-out without affecting your application or status as a lessee at our address above.